LumenBlock

For independent property managers

Your clients own the property.
Give them a clearer financing path.

A free, co-branded financing tool for your landlord clients. Give them a DSCR calculator and a simple way to request financing—without building it yourself.

Free for your business. Your name on the tool. LumenBlock is paid by a lender or financing partner only when a referred deal is funded.

YOUR CLIENT’S STARTING POINTLIVE CALCULATOR
LumenBlockInvestor financing tools · powered by LumenBlock

Does the rent cover the payment?

Illustrate your debt-service coverage ratio (DSCR). Edit the monthly figures below.

Illustrative DSCRMonthly gross rent ÷ monthly PITIA1.25×

Illustrative defaults: $3,000 rent ÷ $2,400 PITIA = 1.25×.

Inputs stay in this browser unless you explicitly choose to include estimates in a financing request. Zero rent is valid; PITIA must be greater than zero. An illustration, not a qualifying decision. Lender rent, vacancy, expense, debt-service and property-type methods may differ.

Your approved business name + brand color. One link to share.

Free co-branded toolShare, embed or scanNo credit pull to inquireHuman review before referral

One program. A simple handoff.

You know the landlord.
We help with the next step.

Bring a useful financing starting point into the relationship you already have. No new software for your team to operate.

01 / MAKE IT YOURS

Get your free partner tool.

Tell us about your business. After review, we create your co-branded calculator, financing page and attributed sharing assets.

02 / PUT IT IN THEIR HANDS

Share it with your clients.

Add the link to your owner portal, embed the calculator on your website or use your QR code. Clients explore the numbers themselves.

03 / LET THE CLIENT CHOOSE

A request, not an application.

An investor can ask LumenBlock to review their financing needs. We arrange a referral only with authorization. A financing partner makes any funding decision.

Useful to clients. Light on your team.

More than a link.
Less work for you.

Keep the property-management relationship yours. Give clients an educational tool and an optional next step—not a lending promise.

See what’s included ↗
  • A calculator with your approved business identity
  • A financing information and request page
  • Your own attributed link and downloadable QR code
  • An embeddable calculator for your website
  • Private investor requests, reviewed by LumenBlock

Your next useful client resource

Give your clients
a place to start.

Independent property managers are our starting point. Other U.S. businesses that already serve real-estate investors can request a tool, too.

We review requests before issuing partner assets. There is no charge to request or use the tool, and no promised commission to your business.

Questions first?
Contact Michael at michael@lumenblock.com.

Already exploring a rental property? Use the investor financing request—the next step in this same program.

Request your free partner tool

No SSNs, bank details or documents. No credit pull, automatic lender transfer or automatic reply to you. A successful submission returns a private reference and queues a minimal internal email alert to Michael; queueing is not proof of delivery.

How LumenBlock is paid. The tool is free for business partners. LumenBlock earns a referral or affiliate commission from a lender or financing partner only when a referred deal is funded. No commission to your business is promised. Financing availability and terms are reviewed case by case; using a calculator or submitting a request is not a loan application, offer, or approval.
Get your free partner tool